Check 21+

Accepting Checks is Easy With CoCard

 The future of check payments is here.

Accept any type of check, in a point of sale or consumer-not-present environment. Electronic deposit lets you skip the trip to the bank.

Remote Deposit Capture (RDC) is the process of recording an image of a check that can be transmitted electronically in place of the paper document. This means faster, safer processing. Accept ALL types of paper checks and “skip the trip to the bank.” Using an intuitive web-based interface and an imager connected to a PC, merchants are able to electronically deposit checks.

Safe. Secure. Reliable.

Check Versatility.

Check 21+ is versatile enough to accept checks in any environment… at the point of sale, through the mail, or via a dropbox. Guarantee, non-sufficient funds coverage, and even payroll cashing options can be added.

Advantages over ACH. With Remote Deposit Capture there are no ACH restrictions. Enjoy higher check limits and the ability to accept all types of checks drawn on U.S. banks including; personal, business, government, traveler’s, cashier’s, certified, equity lines of credit, and money orders. Check 21+ funding is faster than ACH and does not require the check writer to be present.

Fast and convenient. Merchants will enjoy the fast electronic deposit of funds in 3 business days (8 business days for Payroll Cashing). Deposits are made directly to the merchant’s existing bank account. No separate account is required as with other processors. Check 21+ provides flexibility with the comfort of consolidating deposits from multiple locations.

Markets Served Across the Nation

  • Any business-to-business merchant
  • Bill Payments
  • Medical
  • Utilities
  • Government
  • Educational
  • Insurance
  • Property Management and Leasing
  • Automotive
  • Building Supplies
  • Mail Order
  • Check 21+ allows many types of non-traditional businesses the opportunity to process checks in a back office environment