Checks By Phone

Accept Checks by Phone with help from CoCard

Enabling merchants to accept and process checks from their customers over the phone.

Checks by phoneChecks-By-Phone enables merchants to accept and process checks from their customers over the phone. Written or verbal permission from the customer is used to authorize the transaction. This scalable solution allows any sized business to enjoy the benefits of accepting check payments over the phone.

Check Guarantee provides protection that eliminates the risk of accepting checks. By following simple procedures during the transaction, the merchant transfers risk to the processor. Guarantee ensures the merchant receives funding on the check.

Benefits of Check by Phone

Checks-By-Phone allows businesses of any size the opportunity to safely accept checks over the phone. Merchants are given the option to obtain written authorization, use their own recording service, or utilize a hosted voice authorization recording service. Consumers enjoy the ability to pay by check over the phone, thus increasing sales and customer satisfaction.

Get fast access to funds with ACH deposits made to the merchant’s bank account in 7 business days. Costs associated with paper check handling are eliminated. Automated for convenience, non-sufficient funds items are automatically resubmitted.

The online reporting allows complete tracking of all activity. Some features include billing reconciliation, statement review, transaction history, and fast access to batch detail. Merchants will also enjoy free, comprehensive customer service and technical support provided by the check processor.

Examples of Markets Served

  • Call Centers: Sales, Customer Service, and Bill Payment
  • Utility Services: Water, Power, Phone, Cable Medical
  • Government Educational Insurance Offices Property
  • Management and Leasing Donations/Non-Profit Catalog
  • Sales Suppliers

Benefits of Checks-By-Phone

  • Guaranteed Funding option Verification of checking account
  • Use existing or hosted verbal authorization recording service
  • Web-based user interface or API Available
  • Error and fraud reduction systems
  • User defined custom fields
  • Customer information management systems
  • Data export for third party accounting or archiving
  • Supports multiple locations and users
  • Multiple certified third party gateways supported